|
Ever wonder what kind of
information you'll need for a loan application? Print out the handy
checklist below!
|
| ____ |
Employer's verification address,
contact phone number for personnel for both Borrower.
and Co-Borrower. We need to verify the last two
years employment. |
| ____ |
Copy of Borrower's and
Co-borrower's last two years W-2s. |
| ____ |
For self-employed, a
Year-To-Date signed Profit & Loss Statement and current balance
sheet. Copies of Federal Tax Returns for the last two years including all
schedules, W-2s, 1099s, etc. These copies must be signed and dated. |
| ____ |
Copy of Borrower's and
Co-borrower's last 4 weeks pay stubs. |
| ____ |
Copy of Borrower's and
Co-borrower's Driver's License or photo ID and social security number. |
| ____ |
Diploma or school transcripts, if
you have been a student within the last 2 years |
| ____ |
Banks: Last 3 months
statements (ALL pages of statements) |
| ____ |
Current account statements
received for all asset accounts (savings, checking, mutual funds,
stocks, bonds, IRA, 401(k), etc.) |
| ____ |
Loans: Names, addresses
account numbers, current balance and minimum monthly payments for ALL of
the following: |
|
____ Installment loans |
|
____ Credit cards |
|
____ In-store credit cards |
|
____ Student loans |
| ____ |
If applies, ALL PAGES of
divorce decrees, property settlements, separation agreements, child
support. |
| ____ |
If applies, Bankruptcy papers
with ALL PAGES and an explanation of the circumstances of
the bankruptcy. |
| ____ |
Copy of Social Security award
letter, if you get Social Security. |
| ____ |
Condos/Homeowners Association:
Name, address and phone number of your Homeowners Association. |
| ____ |
"Purpose for refinance"
letter |
| ____ |
Current mortgage company name,
address, phone numbers and account numbers. |
| ____ |
Copy of face page of homeowner's
insurance policy. |
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